Team Members

Certified Anti-Money Laundering Specialist (CAMS)

Mr. Postma has over 25 years experience in the Banking, Financial Services, and Software Development industries. At the Federal Reserve Bank of Atlanta’s New Orleans and Atlanta branches and later at MCI Telecommunications, Mr. Postma became known for his skill in turning around troubled operating departments, bringing these departments into compliance with regulatory requirements, improving productivity and customer service, and in controlling costs.

As a founding principal of Towne Services, a publicly traded provider of services and products that process sales and payment information and related financing transactions for small businesses and community banks in the United States, Mr. Postma served as Vice President, Operations. Mr. Postma was instrumental in developing the company’s products and pricing strategies, and in creating the product features, requirements, and processing logic.

As a founding principal of El Banco Financial Corporation and its subsidiary El Banco de Nuestra Comunidad, Mr. Postma served as Vice President and Secretary. El Banco is a financial services company focused on providing traditional and non-traditional bank and financial services to the un-served and under-served Latino immigrant market.

Mr. Postma later served as Vice President, Division Operations Manager, and Bank Secrecy Act Officer with Flag Bank until its acquisition by RBC Centura. In this role, Mr. Postma advised executive management and the Board of Directors of increasingly stringent BSA regulatory expectations and revised, developed and implemented formal compliance policies and procedures.

Mr. Postma has significant experience working both as an employee and as an entrepreneur with banks, financial service companies, and business customers. Mr. Postma has built and reinvented Operations and Customer Service departments and managed both growing and diminishing operating departments.

Mr. Postma holds a Bachelor of Science in Management Science from the Georgia Institute of Technology.

Additionally, Mr. Postma has achieved recognition as a Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS).

Mr. Postma helped to organize the ACAMS Atlanta Chapter and currently serves as Co-Chair of the group.

Certified Anti-Money Laundering Specialist (CAMS)

Prior to joining MSB Compliance as a BSA/AML Specialist, Mrs. Harper worked as a community banker for over eight years.  She is bilingual, speaking both English and Spanish fluently.

Beginning her career as a front line teller with a bank seeking to begin serving a growing Hispanic customer base, Mrs. Harper provided excellent customer service and support.  Mrs. Harper later served as a bilingual Customer Service Representative before moving into a full time compliance management role for several years.

As Compliance Specialist for a bank operating a Hispanic banking division with seven branches staffed almost entirely by recent Hispanic immigrants, Mrs. Harper was a key player in helping to manage the bank’s BSA/AML risk management program.  Significant duties included: performing ongoing compliance reviews and audits of branch operations; implementing and maintaining procedures for the provision of banking services to MSBs; and, development and presentation of tailored training programs to the bank’s Hispanic staff.    Oversight of branch compliance and ongoing training of staff was of particular importance as the bank provided non-traditional services more typically provided by MSBs in addition to traditional banking services.  Mrs. Harper performed periodic customer site visits of small MSBs independently and with account managers.  She also actively reviewed and evaluated compliance materials provided by the bank’s MSB customers as part of mitigating the bank’s BSA/AML compliance risk.  Additionally, Mrs. Harper assisted in reviewing, updating, and implementing the BSA/AML, CIP and OFAC compliance programs of the bank.

Mrs. Harper earned a Bachelor of Arts in Spanish with an emphasis in Business from North Georgia College and State University.  Additionally, she has achieved recognition as a Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS).

Ms. Harper helped to organize the ACAMS Atlanta Chapter and currently serves as Co-Secretary of the group.

Certified Anti-Money Laundering Specialist (CAMS)

Mr. Lara has over twenty years of extensive experience in financial services, compliance, and management in Mexico as well as in the United States. He is bilingual, speaking both English and Spanish fluently.

Prior to joining MSB Compliance as a BSA/AML Compliance Specialist, Mr. Lara held a senior management position at DolEx Dollar Express, Inc., an innovative licensed money transmitter and financial services provider operating a retail branch network of nearly one thousand locations across the United States serving beneficiaries primarily in Mexico, as well as in other Latin American countries. In his role at DolEx, Mr. Lara had increasing responsibilities over compliance, the branch and agent network, strategic planning and project management.

After leaving DolEx, Mr. Lara worked as an entrepreneur on a money transmitter venture. He also worked several years as an independent consultant serving MSBs, providing ongoing consulting, training and transaction review services to various money services businesses and their agents.

Mr. Lara’s professional career began in Mexico with work experience in the Senate of Mexico, as a manager with the City of Guanajuato, and as an internal business consultant for JC Penney’s expansion into Mexico and Chile.

Mr. Lara was born in Mexico and completed his formal education there, earning a Business Administration degree in Finance and a Bachelor of Science degree in Biochemical Engineering from the Instituto Tecnologico y de Estudios Superiores de Monterrey, Mexico. Mr. Lara is a member of the Association of Certified Anti-Money Laundering Specialists (ACAMS). and has earned the prestigious Certified Anti-Money Laundering Specialist (CAMS) designation.

BSA/AML Compliance Specialist

Certified Anti-Money Laundering Specialist (CAMS)

Prior to joining MSB Compliance as a BSA/AML Specialist, Ms. Medina worked as the BSA/AML Officer of a regional money transmitter licensed in 13 states focusing on international money transfers to Brazil and parts of Latin America for over four years.  She is bilingual, speaking her native Portuguese, Spanish and English fluently.

Prior to becoming a Compliance Officer with direct responsibility, Ms. Medina worked in the compliance department on obtaining state money transmitter licensing and further developing and improving the compliance program to meet state requirements.  In her compliance roles, Ms. Medina implemented and managed processes and controls to ensure effective compliance with the Bank Secrecy Act, USA Patriot Act, OFAC, and state requirements of money transmitter licensees.  Ms. Medina developed and maintained excellent relationships with IRS and State regulatory examiners, with  outside consultants performing independent reviews, and with the compliance officers of partner banks.

Ms. Medina earned a Law Degree in Brazil at “Faculdades Metropolitanas Unidas – FMU” and worked as a legal apprentice, practicing law for several years. She moved to the United States in 2006 and began her career in financial services compliance.  While in this role, she completed the Paralegal Certificate Program at Emory University in 2010.  Additionally, she has achieved recognition as a Certified Anti-Money Laundering Specialist (CAMS) through the Association of Certified Anti-Money Laundering Specialists (ACAMS).

BSA/AML Compliance Assistant

Prior to joining MSB Compliance as a BSA/AML Assistant, Ms. Beinenson worked at various times as a Personal Banker, BSA/AML Compliance Assistant, payroll tax specialist, marketing and public relations assistant and translator.  Natalia speaks Russian natively along with fluent English and some Estonian.

Ms. Beinenson earned a Journalism Degree with concentration in Public Relations Management from Georgia State University. Ms. Beinenson is currently working towards achieving the prestigious Certified Anti-Money Laundering Specialist (CAMS) certification through the Association of Certified Anti-Money Laundering Specialists (ACAMS).